How to Take Advantage of Discover’s Cashback Bonus
Earn cash back on the things you buy every day and choose how you want to redeem your bonus from a variety of attractive options.
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With your Discover it card, you automatically earn unlimited 1% cash back on all purchases.
Earn 5% cash back at different places each quarter, when you activate.
NOW: Earn 5% at Grocery Stores, Drug Stores, and Select Streaming Services, now – March 31, 2023, on up to $1,500 in purchases, when you activate.2 Excludes Walmart and Target purchases.
You'll still earn an unlimited 1% cash back on all other purchases – automatically.
View The 5% Calendar to pay with Cashback Bonus at Amazon.comAs a new cardmember, get an unlimited dollar-for-dollar match on all of the cash back you've earned at the end of your first year, automatically5.
There's no signing up. And no limit to how much we'll match.
With your Discover it card, you automatically earn unlimited 1% cash back on all purchases.
Earn 5% cash back at different places each quarter, when you activate.
NOW: Earn 5% at Grocery Stores, Drug Stores, and Select Streaming Services, now – March 31, 2023, on up to $1,500 in purchases, when you activate.2 Excludes Walmart and Target purchases.
You'll still earn an unlimited 1% cash back on all other purchases – automatically.
View The 5% CalendarAs a new cardmember, get an unlimited dollar-for-dollar match on all of the cash back you've earned at the end of your first year, automatically5.
There's no signing up. And no limit to how much we'll match.
Turn your rewards into cash in any amount, any time1 . Deposit into your bank account or apply to your Discover bill as a statement credit.
Get gift cards starting at only $5. Plus get an added bonus on every card!
Make a difference and donate to a charitable cause
Turn your rewards into cash in any amount, any time1 . Deposit into your bank account or apply to your Discover bill as a statement credit.
Get gift cards starting at only $5. Plus get an added bonus on every card!
Make a difference and donate to a charitable cause
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants and gas stations, up to the quarterly maximum when you activate.
It's completely free to activate. You can activate 5% Cashback Bonus using the Discover mobile app, your online account or by calling 1-800-DISCOVER.
And you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.
You can redeem as much or as little Cashback Bonus as you like, even a penny. Do this by paying at checkout at Amazon.com or with PayPal, applying it to your Discover bill, depositing to a bank account, applying statement credit, or donating to a charity. Only gift cards have a starting limit.
Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.
November 7, 2017
I love my 5% reward cash back!! The reward calendar is always perfect for my shopping needs!!
– Bryann
October 6, 2017
I LOVE THE FACT THAT DISCOVER WILL MATCH YOUR CASHBACK AT THE END OF THE YEAR!
– BLUE1
September 26, 2017
I use a limited number of credit cards on a daily basis. For me to use a card, it has to have great customer service, be widely accepted where I do business, have great rewards and must be a company that's fair and that I trust ... the Discover card knocks it out of the ball park on all counts.
The Discover card is easy to use, customer service is outstanding, the rewards are some of the best ... no waiting to reach a certain level to redeem rewards and they are always there when you need help.
– jkshep
September 13, 2017
I've been a Discover customer for a year now. I couldn't be any happier. No glitches, no errors, no gimmicks, marvelous customer service, cash back on all of my purchases; along with lots of other fantastic membership benefits...
– 1HappyCamper
September 9, 2017
Discover is accepted all over! Discover allows me to earn cash back on my everyday purchases and I love that!! Love the customer service Discover offers too!! Great company, great credit card product!
– CaliKris
Earn cash back on the things you buy every day and choose how you want to redeem your bonus from a variety of attractive options.
Find out how, with Discover's Cashback Match program, cardmembers can match their first-year rewards and then redeem them in a variety of ways.
Redeem Any Amount Any Time: Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months. See Cashback Bonus Program Terms and Conditions.
5% Cashback Bonus: For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at Grocery Stores (stand-alone), Drug Stores, and Select Streaming Services from 1/1/23 (or the date on which you activate 5%, whichever is later) through 3/31/23, on up to $1,500 in purchases. Grocery Store purchases include those made at supermarkets, meat lockers, bakeries, smaller grocery stores, and grocery delivery services. All purchases made at Walmart, Target, convenience stores, wholesale clubs, discount stores, and supercenters are not eligible. Drug Store purchases include those made at stand-alone drug stores, pharmacies, pharmacies located inside of retail stores, and from online pharmacies. Examples of Select Streaming Service purchases include Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV, Audible, DirecTV Stream, FUBO, Google Play, HBO Max, iHeartRadio, MLB.TV, Pandora, Paramount Plus, Peacock, Showtime, SiriusXM, Sling TV, Spotify, Starz, Vudu, YouTube Music, YouTube Premium, YouTube TV. Other popular streaming services may be included. If your subscription is bundled with another product or service, billed by a third party (such as a digital platform, a cable or satellite provider, telecommunications, internet provider or a car manufacturer), the purchase may not be eligible in this category. Add-ons associated with Select Streaming Services may not qualify for this promotion if they are not listed, billed in a bundle, separately or through a third party. Listed merchants are in no way sponsoring or affiliated with this program. Purchases must be made with merchants in the U.S. To qualify for 5%, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in a 5% category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn 5% if the technology does not provide sufficient transaction details or a qualifying MCC. Learn more at Discover.com/digitalwalletsLink to Digital Wallets pages. See Cashback Bonus Program Terms and Conditions for more information.
Use Rewards at Amazon.com: For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.
Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to Discover’s reward program terms.
Cashback Match™: We'll match all the cash back rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You’ve earned cash back rewards only when they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
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With your Discover it card, you automatically earn unlimited 1% cash back on all purchases.
Earn 5% cash back at different places each quarter, when you activate.
NOW: Earn 5% at Grocery Stores, Drug Stores, and Select Streaming Services, now – March 31, 2023, on up to $1,500 in purchases, when you activate.2 Excludes Walmart and Target purchases.
You'll still earn an unlimited 1% cash back on all other purchases – automatically.
View The 5% Calendar to pay with Cashback Bonus at Amazon.comWith your Discover it card, you automatically earn unlimited 1% cash back on all purchases.
Earn 5% cash back at different places each quarter, when you activate.
NOW: Earn 5% at Grocery Stores, Drug Stores, and Select Streaming Services, now – March 31, 2023, on up to $1,500 in purchases, when you activate.2 Excludes Walmart and Target purchases.
You'll still earn an unlimited 1% cash back on all other purchases – automatically.
View The 5% CalendarTurn your rewards into cash in any amount, any time1 . Deposit into your bank account or apply to your Discover bill as a statement credit.
Get gift cards starting at only $5. Plus get an added bonus on every card!
Make a difference and donate to a charitable cause.
Turn your rewards into cash in any amount, any time1 . Deposit into your bank account or apply to your Discover bill as a statement credit.
Get gift cards starting at only $5. Plus get an added bonus on every card!
Make a difference and donate to a charitable cause.
You can redeem as much or as little Cashback Bonus as you like, even a penny. Do this by paying at checkout at Amazon.com or with PayPal, applying it to your Discover bill, depositing to a bank account, applying statement credit, or donating to a charity. Only gift cards have a starting limit.
Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants and gas stations, up to the quarterly maximum when you activate.
It's completely free to activate. You can activate 5% Cashback Bonus using the Discover mobile app, your online account or by calling 1-800-DISCOVER.
And you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.
Redeem Any Amount Any Time: Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months. See Cashback Bonus Program Terms and Conditions.
5% Cashback Bonus: For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at Grocery Stores (stand-alone), Drug Stores, and Select Streaming Services from 1/1/23 (or the date on which you activate 5%, whichever is later) through 3/31/23, on up to $1,500 in purchases. Grocery Store purchases include those made at supermarkets, meat lockers, bakeries, smaller grocery stores, and grocery delivery services. All purchases made at Walmart, Target, convenience stores, wholesale clubs, discount stores, and supercenters are not eligible. Drug Store purchases include those made at stand-alone drug stores, pharmacies, pharmacies located inside of retail stores, and from online pharmacies. Examples of Select Streaming Service purchases include Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV, Audible, DirecTV Stream, FUBO, Google Play, HBO Max, iHeartRadio, MLB.TV, Pandora, Paramount Plus, Peacock, Showtime, SiriusXM, Sling TV, Spotify, Starz, Vudu, YouTube Music, YouTube Premium, YouTube TV. Other popular streaming services may be included. If your subscription is bundled with another product or service, billed by a third party (such as a digital platform, a cable or satellite provider, telecommunications, internet provider or a car manufacturer), the purchase may not be eligible in this category. Add-ons associated with Select Streaming Services may not qualify for this promotion if they are not listed, billed in a bundle, separately or through a third party. Listed merchants are in no way sponsoring or affiliated with this program. Purchases must be made with merchants in the U.S. To qualify for 5%, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in a 5% category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn 5% if the technology does not provide sufficient transaction details or a qualifying MCC. Learn more at Discover.com/digitalwalletsLink to Digital Wallets pages. See Cashback Bonus Program Terms and Conditions for more information.
Use Rewards at Amazon.com: For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.
Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to Discover’s reward program terms.