Try our debt consolidation calculator

Estimate the potential savings of consolidating higher-interest debt with a personal loan.

Enter your credit score, and a few details for each debt balance you hold (up to a total of x) — and we'll show you how much you might be able to save.


Debt Entry #
Debt Entry #

Here's what you told us

Your Credit

Total Debt

Average APR

Total Monthly Payments

Here's how we can help

Save Money

Less Interest
Save Time

Sooner Payoff

This estimate maintains your current monthly payment for a term at APR with a total loan cost of .

Rates are calculated based on Discover loan data as of 01/08/2023.

See if you qualify for this loan with no impact to your credit

Check Your Rate

We're unable to provide an estimate

Based on the information you entered, consolidating debt with us may not save you money. Feel free to give us a call to speak with a dedicated loan specialist if you have additional questions or would like to explore other options.

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Saturday - Sunday, 9 a.m. - 6 p.m. ET

Need to borrow more? Discover® Home Loans makes mortgage loans between $35,000 and $300,000.


What you can count on from Discover®

  • Great Rates
    Save on interest with a fixed interest rate from x to x APR.
  • Flexible Terms
    Borrow up to x and repay it over x to x years — it's your choice.
  • No Up-Front Fees
    Put more of your funds to work with no fees of any kind — as long as you pay on time.
  • Funds Sent Fast    
    Funds can be sent as early as the next business-day after acceptance.

Frequently asked debt consolidation loan questions

How we calculate our ratings

See Reviews

Read more about debt consolidation options from Discover Personal Loans

See what rates you qualify for

Review loan offers in minutes with no impact to your credit score.
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