Put yourself in a better financial place with a debt consolidation loan

Check Your Rate Won't impact your credit
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Save on Interest
Reduce the cost of paying off higher interest debt while potentially lowering your monthly payment.
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Simplify Finances
Combine multiple balances into one easier-to-manage monthly payment.
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Make Progress
Take control of your finances and know exactly when your debt will be paid off.

See how much you could save

Enter your credit score, and a few details for each debt balance you hold (up to a total of x) — and we'll show you how much you might be able to save.


Debt Entry #
Debt Entry #

Here's what you told us

Your Credit

Total Debt

Average APR

Total Monthly Payments

Here's how we can help

Save Money

Less Interest
Save Time

Sooner Payoff

This estimate maintains your current monthly payment for a term at APR with a total loan cost of .

Rates are calculated based on Discover loan data as of 01/08/2023.

See if you qualify for this loan with no impact to your credit

Check Your Rate

We're unable to provide an estimate

Based on the information you entered, consolidating debt with us may not save you money. Feel free to give us a call to speak with a dedicated loan specialist if you have additional questions or would like to explore other options.

Monday - Friday, 8 a.m. - 11 p.m. ET

Saturday - Sunday, 9 a.m. - 6 p.m. ET

Need to borrow more? Discover® Home Loans makes mortgage loans between $35,000 and $300,000.


The magic of debt consolidation


The concept is simple. It's all about combining multiple, higher-interest balances into one loan, with one simple monthly payment. And to do it with a lower interest rate.

  1. Could reduce overall cost by replacing higher-rate debt
  2. Could improve overall credit by diversifying credit mix
  3. Provides a concrete payoff date

Frequently asked questions

Read more about debt consolidation with Discover® Personal Loans