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Tap Into Your Equity with Discover

Cover life's big expenses
and big adventures.

Borrow $35,000 - $200,000
Borrow $35,000 - $300,000 to pay for an outdoor pool or other big expenses.
Low, Fixed Rates - One Low Monthly Payment
Fixed APRs from
      5.99% APR for first liens and
     7.24% APR for second liens

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Zero-fee Appraisal, Zero-fee Origination
Apply now to get zero appraisal fees and zero charges at closing.

Tap into your borrowing power.

A home equity loan or cash out refinance with a fixed low rate could help you navigate unexpected major expenses or finance a planned major purchase.
Apply Online
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Or Call 1-855-361-3435

Weekdays 8am–Midnight ET
Weekends 10am–6pm ET

Improve Your Home

Pick and choose how to use your fixed rate loan.

Balance Your Budget
Balance Your Budget
Use $35,000 - $300,000 to recalculate your finances and put yourself on the path to a brighter future with one low monthly payment.
Buy a New Car
Buy a New Car
With a low rate, you could finance a larger vehicle for your family or upgrade to the sports car of your dreams.
Use It for Almost Anything
Use It for Almost Anything
Pay the tuition of a loved one, plan the perfect wedding, or take care of any unexpected bills.

Need a loan for less than $35,000 to do work on your home? Consider a Discover Personal Loan

Run the numbers with our calculators.

Explore potential loan options.
Loan Amount Calculator
Estimate your monthly payment.
Rate & Payment Calculator

Get inspired with articles from our blog.

Find your low,
fixed rate

Use our Rate Calculator to find the rate and monthly payment that fits your budget.

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Start your application online

or give us a call.

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1-855-361-3435

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  • Weekdays 8am–Midnight ET
  • Weekends 10am–6pm ET
Main

Start your application online or give us a call.

Main

1-855-361-3435

Main
  • Weekdays 8am–Midnight ET
  • Weekends 10am–6pm ET