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Home Loan Rates
Our loans come with a fixed rate, which means you'll know exactly what you'll pay every month.
Our Home Loan RatesAPR Disclosure |
|
Home Equity Loan1st Lien: 5.99% - 10.24% APR2nd Lien: 7.24% - 13.99% APR |
Mortgage Refinance1st Lien: 5.99% - 10.24% APR2nd Lien: 7.24% - 13.99% APR |
Loan Amounts |
$35,000-$300,000 |
Payments |
Fixed Monthly Payments |
Terms |
10, 15, 20 & 30 Years
|
Application Fees |
$0 |
Origination Fees |
$0 |
Appraisal Fees |
$0 |
Cash Required at Closing |
$0 |
Discover Home Loans pays all closing costs incurred during the loan process, so that you don’t have to bring any cash to your loan closing.
In the event that you decide to pay off your loan balance in full within 36 months after your loan closes, you will be required to reimburse Discover for some of the closing costs that we are paying on your behalf, not to exceed $500.00.
Reimbursable closing costs will include all title fees, recording fees, and mortgage/transfer taxes. If you reside in Connecticut, Minnesota, New York, North Carolina, Oklahoma, or Texas you are not required to reimburse the closing costs.
Discover Home Loans offers two great ways
to tap into your equity.
Discover Home Loans offers
two great ways
to tap into your equity.
Keep your current mortgage and tap into your home equity.
Get a new rate, payment and cash out
with no closing cost.
One loan for multiple goals
Improve your home and the life you live there with a home equity loan.
Use a home equity loan to pay off your debt.
Refinancing may provide a better mortgage for years to come.
Use home equity to pay for higher education.
Start your life together, worry free.
Your home equity is access to cash when you need it.
One loan for multiple goals
Improve your home and the life you live there with a home equity loan.
Use a home equity loan
to pay off your debt.
Refinancing may provide a better mortgage for years to come.
Use home equity to pay for higher education.
Start your life together,
worry free.
Your home equity is access to cash when you need it.
Learn more about your loan options
Checkout our Discover Home Loans Blog
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Start your application online
or give us a call.
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1-855-361-3435
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- Weekdays 8am–Midnight ET
- Weekends 10am–6pm ET
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Start your application online or give us a call.
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- PO Box 29029
- Phoenix, AZ 85038-9029
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- Home loans made by Discover Bank.
- ©2023 Discover Bank, Member FDIC | NMLS ID 684042
